Children and adolescents are underinsured despite being eligible for Medicaid or CHIP. In fact, more than 100,000 children in New York State are not insured. But there are effective low-cost interventions to provide insurance to uninsured children. These include community-based case managers, parent mentors, and Express Lane Eligibility. These programs improve children’s health and family finances while saving billions of dollars in the process. And they’re very affordable.
Child health insurance plans cover the medical costs of children from birth to their teenage years. Many plans also cover preventive care, prescription drugs, and eyeglass and dental services. These comprehensive plans are especially useful during various stages of your child’s growth. Buying insurance for children online makes the process easier, and you’ll never have to worry about deductibles or copays again! Here are the top three providers of child health insurance. And, you’re sure to find one that suits your family.
First, determine your child’s eligibility. To qualify as a dependent child, your child must be biologically related to you or be legally adopted as a foster child. They also need to live with you for at least six months before you can enroll them in a separate plan. While they can work and pay for their own expenses, they can’t support themselves while on their parents’ plan. Furthermore, the child’s income must be less than 50% of the expenses they incur.